Pre Arrange Finance

Avoiding Credit Score Penalties

Looking around for the best vehicle financing deals always makes good commercial sense, as the acquisition cost of any car, van or truck (which is its initial purchase price plus the total value of future payments and interest due on a lease or loan plus any initial DVLA registration and Vehicle Tax fees), can have a significant impact on whole life costs.

The three major UK credit reference agencies (Experian, Equifax and CallCredit) all advise against making too many applications for finance over a short period of time, however, as multiple footprints on your company or personal credit file will be interpreted by lenders as an indication your business is financially overstretched.

The Contract Hire & Lease Vehicle Pre-financing Scheme has been developed by our funding partners to minimise risks to your credit score by:

  1. Prescreening your application to identify lenders who have provided vehicle finance to similar businesses with similar trading and financial circumstances
  2. Sounding-out potential lenders on your behalf to establish their in principle agreement to finance a new vehicle acquisition; and
  3. Minimising the number of formal applications to avoid adding unnecessary entries to your credit history and the risk of penalties.

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We Got Any Van is a trading style of Leasewell (UK) Ltd who is is authorised and regulated by the Financial Conduct Authority.
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